Private Jet Financing - Aircraft Loans, Lending Rates & Options

financing overview

Strategic Acquisition Financing

Traditional Aviation Loan

Finance your aircraft purchase through an aviation loan structured around the aircraft's value, your financial profile, and acquisition objectives. We help you compare lenders, review financing terms, and coordinate financing requirements as part of the overall purchase process.

Operating Leases

Consider leasing when preserving capital and maintaining predictable payments are priorities. We help you evaluate lease structures, payment obligations, aircraft requirements, and end-of-term considerations alongside your broader acquisition strategy.

Tax-Advantaged Structures

Evaluate ownership and financing structures with your qualified tax and legal advisors. We help coordinate the aircraft acquisition and financing information they need to assess depreciation, tax treatment, entity structure, and other relevant considerations.

SOLUTIONS

What We Help With

lender identification and comparison

term sheet
review

ltv negotiaition support

entity and structure guidance (refer to legal/tax advisors)

integration of financing into aquisition timeline

OUTLINE

Key Considerations

LTV Ratios

Understand how much of the aircraft's value a lender may be willing to finance and how the loan-to-value ratio affects your required down payment, borrowing costs, and overall capital commitment. Terms can vary significantly by aircraft age, condition, and borrower profile.

Aircraft Requirements

The aircraft itself plays an important role in financing. Age, market liquidity, maintenance status, engine programs, valuation, and resale prospects can all influence lender requirements and available financing terms.

Entity Preference

Your ownership structure can affect how financing is arranged and documented. Coordinate with your legal and tax advisors to determine the appropriate entity and understand the implications before the purchase is finalized.

Timing Matters

Financing should be considered early in the acquisition process. Starting lender discussions before submitting an offer can help establish realistic borrowing parameters, identify documentation requirements, and reduce delays during inspection and closing.

financing vs leasing

Choose the Structure that Aligns with Your Goals.

Buy with Financing

Aircraft ownership on the balance sheet

Potential depreciation benefits

Build equity over time

Greater flexibility for aircraft use and modifications

Higher upfront capital requirement

Lease

Potential off-balance-sheet treatment, subject to accounting rules

Lower upfront capital requirement

Predictable scheduled payments

Less flexibility around terms and modifications

No ownership equity at lease end

COST ANALYSIS

Understand Your Total Cost of Ownership

Financing is only one part of the cost of owning a private aircraft. Evaluate the complete ownership picture—including acquisition price, financing costs, fuel, crew, maintenance, insurance, hangar, management, and depreciation—before making a purchase decision.

Use our Ownership Cost Calculator to estimate your potential annual ownership costs and understand how financing affects your overall aircraft budget.

Ownership Cost Calculator

Financing Questions? Start with a Conversation.

Every aircraft purchase has different financing requirements. Tell us about the aircraft you're considering, your acquisition timeline, and your preferred financing approach. We'll help you understand the available options and coordinate with appropriate aviation lending and advisory professionals.

Discuss Financing Options

Financing

Finanace Your AircraftWithout Sacrificing Liquidity.